Pensacola · Milton · Pace · Gulf Breeze · Navarre

BAH Buying Power Calculator

Your allowance is dropping. That doesn't mean your buying power is. Enter your grade and see what your BAH actually covers here — and what it covers after your next promotion.

Your orders

MHA FL064

Auto-filled from the 2026 FL064 table. Check it against your LES — that number is always right, this table is a snapshot.

The home

VA: 0% is normal.

VA 30-yr avg, Mortgage News Daily.

Financed into the loan, not paid at closing.

Tax and insurance default to county averages for a new purchase, not quotes. Escambia runs higher on both. Insurance swings hard on roof age, construction and flood zone — two houses on one street can be thousands apart. Get a real quote before you rely on this.

What your BAH covers, all in

$0

Highest purchase price where your monthly allowance covers the entire payment — principal, interest, taxes and insurance — at the terms on the left.

0%
of the payment on $0 is covered by BAH
$0
out of pocket each month, after BAH

Where the payment goes

Principal + int.$0
Property tax$0
Insurance$0
HOA$0
Total PITI$0

What promotion does

GradeBAHCovers paymentBuys up to

Same house, same terms — only the allowance changes.

The other side of the county line

Stationed atYour BAHCovers paymentBuys up to

By submarket

AreaMedianPITICovers

All rows are MLS closed detached single-family sales, 1 Jun – 3 Sep 2026 — 2,192 sales across both counties. Sorted cheapest first. Each row is priced on its own county’s tax and insurance basis, so a Santa Rosa home can cost less per month than a cheaper Escambia one.

Want this run on your actual orders?

Real medians, a live insurance quote, and your tax estimate at your purchase price — not a national average.

Tyler Darden
The Darden Group · Real Broker LLC
850-505-3903
tyler@dardengroupusa.com